Monday, June 11, 2018

How Much Does It Take to Be Wealthy?

Here's an interesting post from Bloomberg asking how much do you need to become wealthy?

The results:

  • Millennials say you need $1.3 million to be financially comfortable and $2 million to be wealthy
  • Gen X says you need $1.4 million to be financially comfortable and $2.6 million to be wealthy
  • Boomers say you need $1.6 million to be financially comfortable and $2.7 million to be wealthy

Interesting how the older you get the more you think it takes to be wealthy. :)

Before you set a number, consider these net worth percentiles in the U.S.:

  • 50th percentile: $97k net worth
  • 75th percentile: $370k net worth
  • 90th percentile: $1.2 million net worth
  • 95th percentile: $2.4 million net worth
  • 99th percentile: $10.4 million net worth

Now that you have those numbers, what would you say it takes to become wealthy?

I think you could argue that it takes more to be financially comfortable than to be wealthy.

For instance, $1 million makes you wealthy compared to most Americans -- only a bit over 10% have more.

But would you say you'd be financially comfortable with $1 million net worth? Maybe comfortable enough to relax a bit, but not comfortable enough to retire -- unless your spending was really low.

Anyway, what are your thoughts on the issue? What do you say it takes to be wealthy in America?

Via Money 101 http://www.rssmix.com/

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